This paper is organized with 11 chapters as follows : chapter 1 , the paper draws its research subject - the development process and mathematic simulation of shanghai urban pension scheme , from the basic fact that the pension schemes have been reformed by local governments and have extremely differences in various regions in china . then , the study method and thesis framework and primary innovative assertions of this paper are discussed 本文共分十一章:第一章,從養(yǎng)老保險(xiǎn)制度在中國(guó)的地區(qū)改革主導(dǎo)和地區(qū)間制度的差異性,引出全文的研究對(duì)象? ?上海城鎮(zhèn)養(yǎng)老保險(xiǎn)制度的變遷和數(shù)值模擬,并界定了本文的研究方法、論文構(gòu)架,歸納了主要的創(chuàng)新觀點(diǎn)。